We lend up to 65% ARV (after repaired value), our loan turnaround time is typically much faster than you might expect. On average, the time necessary to close and complete hard money loans is two weeks.

Loan Criteria


  • TERM: 6 – 12 months
  • PREPAYMENT: No prepayment penalties.
  • USE OF PROCEEDS: Loans are made for investment purposes only. Cash out refi also available.
  • LOAN TO VALUE (LTV): Loan amounts can be up to 65% of the ARV value of the collateral. If the loan is used for renovation or construction, the loan amount can be based on the improved value. Repair funds are held in escrow and are disbursed as construction phases are reached.
  • RATES: Rates vary from 10-14% per annum, interest only, depending upon collateral and loan structure.
  • BORROWER FUNDS: Borrower must contribute 20% of project cost
  • FEES: Fees of 4-5% of the loan amount. (minimum fee may apply)
  • LOAN SIZE:$100000– $3,000,000
  • COLLATERAL:1st Lien Mortgage on Real Estate<